When you bank at your neighborhood Wells Fargo branch, your business can take advantage of multiple deposit options, including teller service, Stagecoach Deposit ® Post Verify, night-drop deposit, and the speed and convenience of ATM banking. Wells Fargo is one of the few banks that offer ATM access to commercial customers. Night Depository. We know you can’t always get to the bank with your deposits during banking hours, but we’ve got you covered. For your convenience, we offer a night depository at each of our locations for after-hours deposits. Items deposited in the night depository. The Credit Union has 'night deposit boxes' in the door of the Fast Track Booth at Baptist Hospital, in the door of the Homestead Hospital branch and next to the door of the West Kendall Hospital branch. Members can drop off deposits, loan applications, change forms and other documents at their convenience.

Plastic Night Deposit Bank Bags

Unless there is a state law affecting your bank, deposits placed in a night depository are considered made on the date and at the time they are removed from the night depository and made available to the bank for processing. Read more about it here: Reg CC, section 229.19. Many banks, as a matter of customer relations, post a statement at their night drops indicating that deposits are removed for processing at (approximate time). Other banks simply inform their night depository customers of the approximate processing time at the time they sign up for night drop access or include language to that effect in the night drop contract. There is nothing in the regulation that requires a notice. Incidentally, there are many customers whose contracts call for their night bags not to be processed until the bag is opened at the branch by the depositor's representative. In such cases, the deposit isn't made (and availability days counted) until the bag is opened by the customer and the contents are made available for processing.
First published on BankersOnline.com 6/23/08

Night Deposit Machine

By accessing this link you will be leaving Interra Credit Union's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Interra's website. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of Interra Credit Union.

By accessing this link you will be leaving Interra Credit Union's website and entering a website hosted by another party. Please be advised that you will no longer be subject to, or under the protection of, the privacy and security policies of Interra's website. We encourage you to read and evaluate the privacy and security policies on the site you are entering, which may be different than those of Interra Credit Union.