6 Month Cd
| Bank | Type | APY | Actions | Last Checked |
|---|---|---|---|---|
| First City Bank | 6 Month CD | 0.50% ↓ (down from 0.65%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| TAB Bank | 6 Month CD | 0.40% ↓ (down from 0.50%) | Email this rate » Get Rate Alerts » | Mar 5 (Yesterday) |
| Able Banking | 6 Month CD | 0.40% ↓ (down from 0.45%) | Email this rate » Get Rate Alerts » | Mar 5 (Yesterday) |
| Banesco | 6 Month CD | 0.35% ↓ (down from 0.50%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Bank5 Connect | 6 Month CD | 0.35% ↓ (down from 0.45%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Colorado Federal Savings Bank | 6 Month CD | 0.30% ↓ (down from 0.40%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
A 6-month CD is a short term CD that helps consumers by giving them a quick turnaround on their deposited funds. Most 6 month CDs have minimum initial deposit and balance requirements and incur. A Webster CD provides a guaranteed rate of return, with terms from 1 month to 5 years. Plus, the unique ‘bump-up’ CD lets you grab a better rate. And don’t forget taxes — your CD could also be used as an IRA.
A certificate of deposit (or CD) is an account you leave untouched for a set time while it grows interest. You choose your term length 3 and how much money to deposit. Along with earning interest, the account is FDIC insured. Citibank Online.
| Bank | Type | APY | Actions | Last Checked |
|---|---|---|---|---|
| Quaint Oak Bank | 6 Month CD | 0.30% ↓ (down from 0.40%) | Email this rate » Get Rate Alerts » | Mar 5 (Yesterday) |
| Virtual Bank | 6 Month CD | 0.30% ↓ (down from 0.40%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Live Oak Bank | 6 Month CD | 0.25% ↓ (down from 0.50%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| PenFed Credit Union | 6 Month CD | 0.25% ↓ (down from 0.30%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| CD Bank | 6 Month CD | 0.25% ↓ (down from 0.40%) | Email this rate » Get Rate Alerts » | Mar 3 (3 days ago) |
| Popular Direct | 6 Month CD | 0.20% ↓ (down from 0.25%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Bank | Type | APY | Actions | Last Checked |
|---|---|---|---|---|
| Bank of Hope | 6 Month CD | 0.15% ↑ (up from 0.10%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Mountain One Bank | 6 Month CD | 0.15% ↓ (down from 0.20%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Academy Bank | 6 Month CD | 0.15% ↓ (down from 0.20%) | Email this rate » Get Rate Alerts » | Feb 27 (7 days ago) |
| Vio Bank | 6 Month CD | 0.15% ↓ (down from 0.20%) | Email this rate » Get Rate Alerts » | Mar 4 (2 days ago) |
| Ameriprise Bank | 6 Month CD | 0.10% ↓ (down from 0.20%) | Email this rate » Get Rate Alerts » | Mar 3 (3 days ago) |
| MidFirst Direct | 6 Month CD | 0.10% ↓ (down from 0.15%) | Email this rate » Get Rate Alerts » | Mar 5 (Yesterday) |
| Bank | Type | APY | Actions | Last Checked |
|---|---|---|---|---|
| H&R Block Bank | 6 Month CD | 0.03% ↓ (down from 0.25%) | Email this rate » Get Rate Alerts » | Apr 21 (15 days ago) |
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Open a Chase Certificate of Deposit
You must be an existing Chase checking customer to open online.
Certificate of Deposit FAQ
What is a Chase CD?
A certificate of deposit, or CD, is a deposit account with us for a specified period of time.
What is the minimum deposit amount to open a Chase CD?
$1,000
How is the Chase CD interest calculated?
We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.
6 Month Cd Rates Wells Fargo
Are there early withdrawal fees or penalties associated with a Chase CD?
There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:
- If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
- The amount of your penalty will be deducted from principal.
See the Deposit Account Agreement and rate sheet for further details
What does it mean when my Chase CD matures?
The maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.
Find a Chase ATM or branch
To find a Chase ATM or branch near you, tell us a ZIP code or an address.
Open a Chase Certificate of Deposit
You must be an existing Chase checking customer to open online.
Certificate of Deposit FAQ
What is a Chase CD?
A certificate of deposit, or CD, is a deposit account with us for a specified period of time.
What is the minimum deposit amount to open a Chase CD?
$1,000
How is the Chase CD interest calculated?
We use the daily balance method to calculate interest on your CD. This method applies a periodic rate each day to your balance. Interest begins to accrue on the business day of your deposit. Interest for CDs is calculated on a 365-day basis, although some business CDs may calculate interest on a 360-day basis. The Annual Percentage Yield (APY) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on deposit until maturity. On maturities of more than one year, interest will be paid at least annually. Please see the Deposit Account Agreement and rate sheet for further details.
Are there early withdrawal fees or penalties associated with a Chase CD?
6 Month Cd Rates Chase
There is a penalty for withdrawing principal prior to the maturity date. For Personal CDs:
Best 3 Month Cd Rates
- If the term of the CD is less than 6 months, the early withdrawal penalty is 90 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- If the term of the CD is 6 months to less than 24 months, then the early withdrawal penalty is 180 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- For terms 24 months or more, the early withdrawal penalty is 365 days of interest on the amount withdrawn, but not more than the total amount of interest earned during the current term of the CD.
- If the withdrawal occurs less than seven days after opening the CD or making another withdrawal of principal, the early withdrawal penalty will be calculated as described above, but it cannot be less than seven days’ interest.
- The amount of your penalty will be deducted from principal.
See the Deposit Account Agreement and rate sheet for further details
What does it mean when my Chase CD matures?
expandThe maturity date is the last day of your CD’s term. The grace period begins the following day and lasts for 10 days – this is when you can make changes to your CD. Go to chase.com/cdmaturity to learn more about what options you have when your CD matures.
Find a Chase ATM or branch
To find a Chase ATM or branch near you, tell us a ZIP code or an address.